It would be nice to say that all workplace injuries are covered and that the claim process will go smoothly. Unfortunately, workers' compensation insurance is like many types of private insurance in that it sometimes fails to come through for those that need it. When problems crop up with a claim, you may need to speak to a workers' compensation lawyer. Read below to learn why this is so important and how to cope with the cost.
Do You Need a Workers' Compensation Lawyer?
If your claim is approved and you are able to return to work after a short time recuperating, then you may not ever need to worry about hiring a workers' comp lawyer. Sometimes, though, claims get denied for unjust reasons. Take a look at this list of just a few issues that can arise after a work-related injury or illness:
- Your employer is not cooperating with your efforts to file a claim.
- You have been informed that your injury was not work-related.
- You are being told to return to work but are still in pain and unable to do so.
- Your medical claims are not being paid.
- You have been told that your injury has been ruled to be a permanent disability and you are being offered a settlement. While this might not look like a problem, it may be if you end up accepting an inadequate settlement.
Paying For Your Legal Help
If any of the above sounds familiar, you probably would benefit from a workers' compensation lawyer's support. They understand how the system works and how to force parties to do what they are supposed to do. They also understand how much you are entitled to be paid in a lump-sum settlement and can negotiate with the insurance carrier to get that money for you. Workers' compensation law can be complex so be sure your lawyer has experience in dealing with it. In most cases, workers' comp lawyers accept payment using a contingency fee agreement.
Contingency Fee Agreements
Most hurt workers don't have lots of funds sitting around to pay for legal help. Even if you've been receiving disability wages, that money is only a portion of your normal salary. That is why workers' comp lawyers allow those in need to wait and pay only after you've won your claim and been paid. A certain percentage of your back disability wages or your lump-sum settlement payment pays your legal bill. If you don't win your claim, you don't have to pay the lawyer. For example, if you are due a settlement, your lawyer might agree to represent you in negotiations and to be paid anywhere from 20 to 40% of your lump-sum settlement. This allows hurt workers to get the help they need in an affordable manner. Speak to a workers' comp lawyer if you are having trouble with your work-related works comp claims.